Does It Really Happen That Often?

etali · 02-27-2007

Does identity theft really happen that often? I can only think of one person I know in real life who had their credit card details stolen a couple of years ago. I don't know anyone at all that has had full blown identity theft happen to them.

Sometimes I wonder if the insurance services aren't exaggerating the problem to get us all scared.

ahsan16 · 02-27-2007

I think these happens always as I have seen this in my real life people selling them.

chargebacks · 02-27-2007

Over 10 million people a year are victim at an average cost per victim of $7k+ in the United States. When you run the math, 10 million out of 300 million people isn't a lot in terms of percentage but when it happens to you, I guess it just feels like a lot.

swapnil90 · 02-28-2007

It may not seem a lot in percentage....but y dat too?? v need to stop it TOTALLY

dasha101 · 03-05-2007

I am really afraid to get credit card. I will have one soon. How can I prevent this? I don't have much income and I can't pay for credit card bills I have not used.

swapnil90 · 03-05-2007

Quote:

Originally Posted by dasha101

I am really afraid to get credit card. I will have one soon. How can I prevent this? I don't have much income and I can't pay for credit card bills I have not used.

hmm..just use the card carefully...and NEVER tell your credit card number over the phone or someone whom you dont know

tommy · 03-24-2007

Quote:

Originally Posted by swapnil90

hmm..just use the card carefully...and NEVER tell your credit card number over the phone or someone whom you dont know

Yes this is the basic of all security suggestions.However it is surprising how many people still give their personal information to other people and sometimes even to strangers.

dasha101 · 03-25-2007

I guess we should not wonder if these people involve is illegal things such this would come up with a new method on how to use other people's credit card. They continue to evolve on different ways.

jacki3 · 03-27-2007

Quote:

Originally Posted by dasha101

I am really afraid to get credit card. I will have one soon. How can I prevent this? I don't have much income and I can't pay for credit card bills I have not used.

some banks protect you against fraud, report it as soon as you're aware and they'll start investigating. if they prove that you haven't made the purchases, then you won't have to pay for it at all.

SoulasisMusic · 04-24-2007

I think it happens, but people don't really talk about it. I know of someone whose roommate was using her information to apply for credit cards. That's the first time I heard of a real life case.

02-27-2007	#1 (permalink)
etali Member Join Date: Feb 2007 Posts: 60 Rep Power: 2	Does It Really Happen That Often? Does identity theft really happen that often? I can only think of one person I know in real life who had their credit card details stolen a couple of years ago. I don't know anyone at all that has had full blown identity theft happen to them. Sometimes I wonder if the insurance services aren't exaggerating the problem to get us all scared.

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02-27-2007	#2 (permalink)
ahsan16 Junior Member Join Date: Feb 2007 Posts: 9 Rep Power: 0	I think these happens always as I have seen this in my real life people selling them.

02-27-2007	#3 (permalink)
chargebacks Administrator Join Date: Feb 2007 Posts: 220 Rep Power: 10	Over 10 million people a year are victim at an average cost per victim of $7k+ in the United States. When you run the math, 10 million out of 300 million people isn't a lot in terms of percentage but when it happens to you, I guess it just feels like a lot.

02-28-2007	#4 (permalink)
swapnil90 Senior Member Join Date: Feb 2007 Posts: 255 Rep Power: 2	It may not seem a lot in percentage....but y dat too?? v need to stop it TOTALLY

03-05-2007	#5 (permalink)
dasha101 Senior Member Join Date: Feb 2007 Posts: 184 Rep Power: 2	I am really afraid to get credit card. I will have one soon. How can I prevent this? I don't have much income and I can't pay for credit card bills I have not used.

03-25-2007	#8 (permalink)
dasha101 Senior Member Join Date: Feb 2007 Posts: 184 Rep Power: 2	I guess we should not wonder if these people involve is illegal things such this would come up with a new method on how to use other people's credit card. They continue to evolve on different ways.

04-24-2007	#10 (permalink)
SoulasisMusic Senior Member Join Date: Apr 2007 Posts: 100 Rep Power: 2	I think it happens, but people don't really talk about it. I know of someone whose roommate was using her information to apply for credit cards. That's the first time I heard of a real life case.

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