 Phishing Fraud
You never know who you can trust on the internet. That statement is made all the more true with all of the fraudulent phishing crimes that are scattered about throughout the internet. Even though we all may want to think that everyone on the internet is good and doesn't want harm to come to anyone, the opposite is actually true. Many people and scammers are involved in phishing crimes. What is phishing, exactly? Phishing is trying to deceive someone into giving you his or her important details, like a password to a bank account or even your details that are linked to a credit card. Being aware of the company’s policy beforehand will alert you to any trouble the phishers might try to stir up.
Now you might be wondering how one would get all this information from an innocent victim. The phishing scammers deceive their victims by sending out email to random people in name of some of the most trusted of companies on the internet. Usually the scammer will ask the individual to confirm his or her details. One of the things that the phishers use in their emails is the use of scare tactics. They tell their victims that they need to confirm their details or else something bad will happen. That "something bad" can be a whole variety of things- but most commonly it would be that their account would be shut down without warning. This naturally prompts anyone with common sense to confirm their details. However, instead of their details being sent to the actual company, they are sent to the scammer, or phisher, that asked you for them in the first place.
There are several things to watch out for when trying to decide whether or not the email that you've received is from an authentic company or not. One of those characteristics is in the company's policy itself. Reading up the specific company's policy on what they do when they want you to confirm your details will tell you whether or not they use regular email to do such a thing. Often big companies and banks will call you in the event that they need to speak with you on an urgent matter; they do not use a communication tool like email simply because they are aware of the phishing crimes that are out there.
Another way to protect yourself from these phishing crimes is to actually call the company that is requesting you to confirm your account details. By taking that precaution you will be ensuring that you definitely will not fall prey to the phisher by speaking to a real person at the company.
No matter what option you decide to take in your quest not to be a victim of phishing crimes, be sure that you stay alert for any suspicious email that you might find in your email box. Just because someone might think that you can be easily fooled through a fake company email does not mean that you have to fall right into their trap. Staying alert and being cautious will prevent any trouble from happening! | 
03-20-2007
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