well i dont know if you hav eexperienced these types of scams before..
like i just got an email a couple of days back saying that my bank acount(JP morgan chase) password has been reset or something and to log in back to verify eveyrthings allright..
now since i dont have an account with JP morgan..i do know that its a scam
now the good part the anchor text is like JP morgan and the hyperlink is like
www.xxxx.jpmorgan.com
now a noob would easily login there...not even noticing the site difference
and plus they made the fake site look too good like original...
beware of such emails!