VISA fraud protection

jacki3 · 03-27-2007

I recently bought an ipod online. I received a phone call from the merchant stating that they had a problem processing my credit card and they advised me to call VISA.

Called my bank, and they said that they put a hold on the order because they thought it was a fraudulent transaction. Now I shop online often, and that ipod barely cost $400. I asked why, but they gave me no real answer, something like ... for the security of your account etc etc. Now, i don't want to have to do this everytime i order something. Don't get me wrong, I like that VISA has this "feature", i just don't want to have people calling me everytime i make a purchase. If the merchant hadn't called me, i would have waited forever since VISA never advised me about the hold on my order.

Althema · 04-05-2007

I think it's a good feature that Visa offers. If I'm not mistaken, this doesn't happen everytime you place a large order online. It's happened to me once or twice, but not everytime I have ordered online. If it happened every time, I would get very annoyed.

ltjman22 · 04-16-2007

It is a good feature, my capital one visa card is like that sometimes! They want verification of charges sometimes!

laker110 · 05-25-2007

Y, i think its a very good feature provided with VISA . They just have to maintain the records for the security purposes.

Laettner14 · 05-28-2007

You say you shop online often, but do you normally charge items at that high of a price? If a credit card company thinks a charge is out of your spending pattern they will flag it for your protection. American Express is really good for this, but they are just protecting themselves.

jordan333 · 05-30-2007

This is only feature which i like the most in VISA but we should see to it that they are dioing so for our own benifit and moreover , this really doesn't happens each and every time, i suppose....

03-27-2007	#1 (permalink)
jacki3 Junior Member Join Date: Mar 2007 Posts: 9 Rep Power: 0	VISA fraud protection I recently bought an ipod online. I received a phone call from the merchant stating that they had a problem processing my credit card and they advised me to call VISA. Called my bank, and they said that they put a hold on the order because they thought it was a fraudulent transaction. Now I shop online often, and that ipod barely cost $400. I asked why, but they gave me no real answer, something like ... for the security of your account etc etc. Now, i don't want to have to do this everytime i order something. Don't get me wrong, I like that VISA has this "feature", i just don't want to have people calling me everytime i make a purchase. If the merchant hadn't called me, i would have waited forever since VISA never advised me about the hold on my order.

04-16-2007	#3 (permalink)
ltjman22 Senior Member Join Date: Apr 2007 Posts: 409 Rep Power: 0	It is a good feature, my capital one visa card is like that sometimes! They want verification of charges sometimes! __________________ Myfishsite Fishing Forums!

05-28-2007	#5 (permalink)
Laettner14 Senior Member Join Date: May 2007 Posts: 110 Rep Power: 2	You say you shop online often, but do you normally charge items at that high of a price? If a credit card company thinks a charge is out of your spending pattern they will flag it for your protection. American Express is really good for this, but they are just protecting themselves. __________________ http://cancertopics.net/ The Best Natural Cancer Treatments http://meteorfreaks.com/ News of the weird and just plain stupid

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04-05-2007	#2 (permalink)
Althema Member Join Date: Apr 2007 Posts: 66 Rep Power: 2	I think it's a good feature that Visa offers. If I'm not mistaken, this doesn't happen everytime you place a large order online. It's happened to me once or twice, but not everytime I have ordered online. If it happened every time, I would get very annoyed.

05-25-2007	#4 (permalink)
laker110 Senior Member Join Date: May 2007 Posts: 110 Rep Power: 2	Y, i think its a very good feature provided with VISA . They just have to maintain the records for the security purposes.

05-30-2007	#6 (permalink)
jordan333 Junior Member Join Date: May 2007 Posts: 25 Rep Power: 0	This is only feature which i like the most in VISA but we should see to it that they are dioing so for our own benifit and moreover , this really doesn't happens each and every time, i suppose....

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