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Thread: How Often Do You Use The Purchase Protection?

  1. #1
    Member etali is on a distinguished road
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    How Often Do You Use The Purchase Protection?

    I don't have a credit card any more. I don't miss it either really, except for the air miles, but I keep having friends say 'But how can you use a debit card, they don't have purchase protection'.

    I've never needed to call on the insurance or purchase protection of a credit card, and I think the restrictions are tight enough the same would be true of most others.

    Do you use the purchase protection much? If so, can you give some examples of when you've called on it, and got your money back?

  2. #2
    Senior Member swapnil90 is on a distinguished road
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    My dad has it on his Credit card and he got Rs.30000 back when someone used his credeit card to buy airplane tickets...

  3. #3
    Senior Member dasha101 is on a distinguished road
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    I am planning to get my first credit card. I am quite hesitant because of the scams and frauds. What is this purchase protection? How can I enjoy this privilege?

  4. #4
    Senior Member swapnil90 is on a distinguished road
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    just ask the bank people about it ... they will give you a detailed explanation about it

  5. #5
    Member smarty is on a distinguished road
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    It Is Like If Any Amount Is Stolen From Your Account Then The Bank People Have To Replace It For You

  6. #6
    Member MaryMary is on a distinguished road
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    Purchase protection works for purchases and you do not have to pay extra each month for it. I'm pretty sure that if you buy something from some one and then you have troubles with it, they will refund your money and take it up with the seller themselves.

  7. #7
    Member smarty is on a distinguished road
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    Quote Originally Posted by MaryMary View Post
    Purchase protection works for purchases and you do not have to pay extra each month for it. I'm pretty sure that if you buy something from some one and then you have troubles with it, they will refund your money and take it up with the seller themselves.
    are you sure that no extra money has to be paid to get this privilege?

  8. #8
    Member MaryMary is on a distinguished road
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    Quote Originally Posted by smarty View Post
    are you sure that no extra money has to be paid to get this privilege?
    I think that with the better credit card offers, it is just one of the conveniences to having their card. The extra money they want you to pay is for insurance to cover your bill if you can't go to work anymore.

  9. #9
    Member smarty is on a distinguished road
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    Quote Originally Posted by MaryMary View Post
    I think that with the better credit card offers, it is just one of the conveniences to having their card. The extra money they want you to pay is for insurance to cover your bill if you can't go to work anymore.
    okay..so thats the thing I was confused about..anyways all clear now..

    Great to know all this stuff...

  10. #10
    Junior Member nehasood3 is on a distinguished road
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    i dont have a credit card but my brother keeps one i never knew that so much problems can be faced by a credit card holder thanks for the brief advise i shall not use it in the future

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