Jerlene

I have to admit. I'm guilty of dodging their calls.
I'm taking them now though.
They're helping me setup a customized payment plan that will work for everyone.

gayatri.engineer

It seems that the creditors always tend to give a call in the worst of our times. they do it way too much. bt then they are the people that can help a way outta debts. its important to talk to thm and discuss the condition instead of just running around

cgirl

The reason why people hide from their creditors is that sometimes they are so mean and annoying. I do understand that sometimes they need to be rude but not to the extent that they'll hit you below the belt. A friend of mine actually told a rude representative that you must not be rude with me, because of me you had that job.

joecool6101

Ya but just think about how much stress they are under having to tell people that they owe a bunch of money.. usually people are not to happy and can get mouthy with them.. 2 worst phone jobs.. collection agent, sale rep

I mean i have seen so many people be rude to sales people its not even funny.

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syed.ilyas

Hey thanks for that, i was hiding till now. After reading this post i spoke to the creditor and he really helped me a lot. He has promised that he ll reduce the interest rate and he even made reduction in payments. Thanks for the post.

dovic1

If a creditor calls the house I give them an honest answer. Sometimes I forget. Sometimes I ask them to drop the late fee. If they are having a good day, they will do it.

LeeAnn

I agree, not only are they dealing with people who owe the company money, but they are under pressure to get that money, from supervisors and their own jobs may be on the line.

Some companies and collectors think that being hard and difficult is the way to go, and depending on what level a collection is at, that may be the case. They should also consider what is likely to happen after the debt is paid or during this time - does it matter if the person they are talking to never buys from the company again, or if he causes others to not buy from the company? For the big companies, I doubt it matters, but for smaller companies and low level collection attempts, I do not think hardball is the always the way to play.

For high level collections, especially those where the person has not attempted to pay or work out and follow a plan, then to me the difficult tactics are acceptable.

remotay

I disagree with some of the methods they use in collecting their payment. Threatening you with things they aren't allowed to do. Step 1 should be not to get into debt =).

krawner

The first thing is you must be very honest to them and tell them your situation .. And a solution to them only .. They will definetly will get some answers or means of payment .But if you are not honest and if they find the truth then you will get into lot of problems

sood123

Yes Always be honest to them after all they know everything about your account whats the fun of hiding it then. If you hide anything only you are on the losing side.