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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card to chose. There are many factors you should take into consideration when deciding which credit card you should apply for. Some of those factors include:

Interest Rates
Interest Free days
Reward Programs
Annual fees
Member benefits
A major fact is the Interest rates: If you pay off your balance every month, most likely a low interest rate won’t matter to you. But most people are not so financially disciplined with their credit cards. Most people do carry a balance.