Should I get a credit card?

baseballboy11 · 01-18-2008

I'm a college student right now, and I'm thinking about getting a credit card so that I can start building my credit. I'm pretty sure that I'll be able handle it, and not get into debt. Is it a good idea to get a card? And what tips would you have for a first time card owner?

forumguy · 02-06-2008

I would suggest you to not go for credit card on the first instance. But if you are in need of a credit card, i would suggest you to never carry it with you wherever you go, especially shopping. Use it only on what you need and not on what you want.

brandon50 · 3 Weeks Ago

Quote:

Originally Posted by forumguy

I would suggest you to not go for credit card on the first instance. But if you are in need of a credit card, i would suggest you to never carry it with you wherever you go, especially shopping. Use it only on what you need and not on what you want.

I certainly agree with you. use of credit cards should be made only on need. There is no argument on it. I liked your suggestion.Thanks for sharing it.

Jerlene · 3 Weeks Ago

I would say to only use it for emergencies until you know for sure you can make each monthly bill on time.

01-18-2008	#1 (permalink)
baseballboy11 Junior Member Join Date: Jan 2008 Posts: 7 Rep Power: 0	Should I get a credit card? I'm a college student right now, and I'm thinking about getting a credit card so that I can start building my credit. I'm pretty sure that I'll be able handle it, and not get into debt. Is it a good idea to get a card? And what tips would you have for a first time card owner?

3 Weeks Ago	#4 (permalink)
Jerlene Senior Member Join Date: Mar 2007 Posts: 1,175 Rep Power: 3	I would say to only use it for emergencies until you know for sure you can make each monthly bill on time. __________________ 1 \| 2 \| 3 \| 4 \| 5 \| 6 \| 7

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02-06-2008	#2 (permalink)
forumguy Junior Member Join Date: Feb 2008 Posts: 12 Rep Power: 0	I would suggest you to not go for credit card on the first instance. But if you are in need of a credit card, i would suggest you to never carry it with you wherever you go, especially shopping. Use it only on what you need and not on what you want.

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