Nick..

Hi,

well, I first got my UK, solo card around 18 months ago, and I got in debt 3 weeks ago, of the amount '£77.96' Yes, it has been a very hard couple of weeks getting that back together, and I have finaly done it, I have finaly got to the point, where I am at 25p to go, yes! finaly.

What should I do about the card? Should I lose it or should I keep it?

please help me.

jackman

Can you please elaborate a little, I'm sorry but I can't get you!!

steel_angel

I would keep the card if you think that you could manage it well enough to not use it whenever you feel you need money, but if you know you will get into debt as soon as it paid I would think about lowering the max limit or just finding an alternative way to get quick cash, like perhaps overdraft on a debit card.

peyton999

Till date, i have not got even a single problem with my VISA card. I think it is simply faboubous .

aspire

Keep the card if you have learnt some valueable lessons out of earlier experience. If you feel you still cannot handle debt then it is better to do away with your card.