One month at a time

MaryMary · 03-09-2007

Paying off credit card debt can be overwhelming if you look at the entire balance. Don't allow yourself to become overwhelmed with it. Just take it one month at a time. Get this month taken care of and then start concentrating on when your due dates are for the next month.

I have found this process to be effective.

**onlineexperts** · 03-19-2007

I agree, if you tend to pay your accumulated balance in a 6 months period, you will realize that you are paying too much; but if you pay them monthly, you will always be paying a smaller amount and you will even get a chance to have better credit rewards and points.

sood123 · 04-25-2007

Its called divide and conquer strategy. Break your debt into parts and assign a part to be paid off per month.

SoulasisMusic · 04-26-2007

It's good to break it down into smaller amounts. It can get overwhelming to look at the large number. You feel like you can never get it down. I'm like that with my mortgage. I want to pay it off, but I think of it in small increments.

IrDA · 04-26-2007

I am also following this strategy to pay off my credit card debt because it doesn't put a lots of burden on your shoulders all at once. I have found this strategy most efficient.

mari_123 · 04-27-2007

But its better not to overburden yourself with enjoying too much of spending through debt from your credit card. You'll have to pay for it anyway

**peyton999** · 06-08-2007

I agree, its always better not to overburden yourself ....

creativity · 06-22-2007

I am also following this strategy to pay off as i think it doesn't feel too much and moreover burden burden also decreases to a large extent....

03-09-2007	#1 (permalink)
MaryMary Member Join Date: Mar 2007 Posts: 56 Rep Power: 2	One month at a time Paying off credit card debt can be overwhelming if you look at the entire balance. Don't allow yourself to become overwhelmed with it. Just take it one month at a time. Get this month taken care of and then start concentrating on when your due dates are for the next month. I have found this process to be effective.

04-26-2007	#5 (permalink)
IrDA Senior Member Join Date: Apr 2007 Posts: 275 Rep Power: 2	I am also following this strategy to pay off my credit card debt because it doesn't put a lots of burden on your shoulders all at once. I have found this strategy most efficient. __________________ No Siggy

04-27-2007	#6 (permalink)
mari_123 Senior Member Join Date: Apr 2007 Posts: 110 Rep Power: 2	But its better not to overburden yourself with enjoying too much of spending through debt from your credit card. You'll have to pay for it anyway __________________ #include<iostream> using namespace std; void main() { while(1) { printf("hello world!"); } }

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03-19-2007	#2 (permalink)
onlineexperts Banned Join Date: Mar 2007 Posts: 111 Rep Power: 0	I agree, if you tend to pay your accumulated balance in a 6 months period, you will realize that you are paying too much; but if you pay them monthly, you will always be paying a smaller amount and you will even get a chance to have better credit rewards and points.

04-25-2007	#3 (permalink)
sood123 Senior Member Join Date: Apr 2007 Posts: 274 Rep Power: 2	Its called divide and conquer strategy. Break your debt into parts and assign a part to be paid off per month.

04-26-2007	#4 (permalink)
SoulasisMusic Senior Member Join Date: Apr 2007 Posts: 100 Rep Power: 2	It's good to break it down into smaller amounts. It can get overwhelming to look at the large number. You feel like you can never get it down. I'm like that with my mortgage. I want to pay it off, but I think of it in small increments.

06-08-2007	#7 (permalink)
peyton999 Banned Join Date: Jun 2007 Posts: 251 Rep Power: 0	I agree, its always better not to overburden yourself ....

06-22-2007	#8 (permalink)
creativity Senior Member Join Date: Jun 2007 Posts: 100 Rep Power: 2	I am also following this strategy to pay off as i think it doesn't feel too much and moreover burden burden also decreases to a large extent....

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