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Old 04-01-2007   #1 (permalink)
aimz
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Default How to get the best Credit Card Deal

The questions you have to ask yourself first before you find the best credit card deal for you are:
How quickly do you pay your credit card off?
Is you credit card balance paid off monthly?
Do you travel much?
Is your credit card balance generally ongoing, therefore no longer short term debt.
Are membership rewards important for you?


If your credit card balance never seems to go away, and your not all that interested in membership benefits you might want to think about a low interest credit card. If your very disciplined with regards to spending on your credit card (balance is paid off monthly within the interest free period) a standard or gold credit card offering higher membership rewards might be better suited to you needs.
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Old 04-02-2007   #2 (permalink)
joecool6101
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That is very useful information/questions should use most do not think of that. For me I just went with the lowest interest card that I could find for now. Although i never use my card but just in case I lose my job or something and need to buy some food...
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Old 06-08-2007   #3 (permalink)
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That is very useful information, I think lowest interest interest is the basic factor and one should keep that in mind while having a credit card.
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Old 06-12-2007   #4 (permalink)
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Thanks for this information, the cc bill payment is usually 30-40 days without interest .
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Old 06-22-2007   #5 (permalink)
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Apart from the lower interest rates one should also check out the charges that are levied in various forms and the level of transparency the credit card company observes in its dealing with customers.
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Old 06-22-2007   #6 (permalink)
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I think lowest interest interest is the basic factor and one should keep that in mind while having a credit card... The lowest interest can make hell out of difference!!!
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