Finally Credit Card Debt!

MaryMary · 03-09-2007

Yeah! Credit Card Debt!

I have been struggling with credit card debt for a few years but I'm now on the road to recovery.

I'm sure many of you have the same story as mine and would like to know that there are other people in the same situation.

I have managed to pay down my balances from $23,000 in 2004 to around $9000 today.

Anyone else want to confess about credit card debt?

I know I'm not the only one.

dasha101 · 03-25-2007

Good thing for you. I'm happy that you're already recovering from credit card debt. I have been through same situation when I was in college. But it's not mine, it's my mom's. It was such a hard situation that we need to cut off our expenses just to settle them. It served as a lesson to me. I'll carefully plan out my credit card expenses.

**onlineexperts** · 03-29-2007

It is inevitable to fall into debt when you have a credit card. That is one reason why it is there in the first place.

Just be mindful of how you put things into credit, and as everyone said, practice self control.

joecool6101 · 03-30-2007

I think that it is great that you are recovering! I bet the interest since 2004 has probably killed you as credit card really love to pack it on.

I wish you luck!!!

mentaliser · 03-31-2007

they charge such high rates of interest, it keeps me of from using them. Actually i dont have a credit card yet. I am planning one though.

Althema · 04-04-2007

I have found the PayPal debit card to be a valuable tool in curbing debt. I do not buy anything with my credit card, I use my PayPal debit card. If I do not have enough funds in my PayPal account, I simply wait until I do.

I have a gas card used for gas, only too keep my credit rolling on my Shell account. I have 2 business credit cards, I use one for hosting and the other for services for hire. I pay these off every month.

Anything else gets paid for with PayPal or cash.

sood123 · 04-25-2007

You always ought to be carefull with creditcards. they are very expensive in longer run as they have high interest rates on them.

**peyton999** · 06-07-2007

I'm happy that you're already recovering from credit card debt.but for me I use my PayPal debit card.I recommed you, to be very careful while using your credit card.

creativity · 06-22-2007

I think they charge such high rates of interest... You just have to be very careful regarding the credit cards.

03-09-2007	#1 (permalink)
MaryMary Member Join Date: Mar 2007 Posts: 56 Rep Power: 2	Finally Credit Card Debt! Yeah! Credit Card Debt! I have been struggling with credit card debt for a few years but I'm now on the road to recovery. I'm sure many of you have the same story as mine and would like to know that there are other people in the same situation. I have managed to pay down my balances from $23,000 in 2004 to around $9000 today. Anyone else want to confess about credit card debt? I know I'm not the only one.

03-30-2007	#4 (permalink)
joecool6101 Senior Member Join Date: Mar 2007 Location: On, Canada Posts: 250 Rep Power: 2	I think that it is great that you are recovering! I bet the interest since 2004 has probably killed you as credit card really love to pack it on. I wish you luck!!! __________________ Gamer Forums \| Free Flash Games \| Free File Uploads

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03-25-2007	#2 (permalink)
dasha101 Senior Member Join Date: Feb 2007 Posts: 184 Rep Power: 2	Good thing for you. I'm happy that you're already recovering from credit card debt. I have been through same situation when I was in college. But it's not mine, it's my mom's. It was such a hard situation that we need to cut off our expenses just to settle them. It served as a lesson to me. I'll carefully plan out my credit card expenses.

03-29-2007	#3 (permalink)
onlineexperts Banned Join Date: Mar 2007 Posts: 111 Rep Power: 0	It is inevitable to fall into debt when you have a credit card. That is one reason why it is there in the first place. Just be mindful of how you put things into credit, and as everyone said, practice self control.

03-31-2007	#5 (permalink)
mentaliser Member Join Date: Mar 2007 Posts: 31 Rep Power: 0	they charge such high rates of interest, it keeps me of from using them. Actually i dont have a credit card yet. I am planning one though.

04-04-2007	#6 (permalink)
Althema Member Join Date: Apr 2007 Posts: 66 Rep Power: 2	I have found the PayPal debit card to be a valuable tool in curbing debt. I do not buy anything with my credit card, I use my PayPal debit card. If I do not have enough funds in my PayPal account, I simply wait until I do. I have a gas card used for gas, only too keep my credit rolling on my Shell account. I have 2 business credit cards, I use one for hosting and the other for services for hire. I pay these off every month. Anything else gets paid for with PayPal or cash.

04-25-2007	#7 (permalink)
sood123 Senior Member Join Date: Apr 2007 Posts: 274 Rep Power: 2	You always ought to be carefull with creditcards. they are very expensive in longer run as they have high interest rates on them.

06-07-2007	#8 (permalink)
peyton999 Banned Join Date: Jun 2007 Posts: 251 Rep Power: 0	I'm happy that you're already recovering from credit card debt.but for me I use my PayPal debit card.I recommed you, to be very careful while using your credit card.

06-22-2007	#9 (permalink)
creativity Senior Member Join Date: Jun 2007 Posts: 100 Rep Power: 2	I think they charge such high rates of interest... You just have to be very careful regarding the credit cards.

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