Debit cards

**louj** · 03-14-2007

If you have been having trouble in using credit cards, why not try using debit cards instead. You can use it almost anywhere and you can only spend so much as you put in it and not a penny more. You can even use it in online transactions now.

KHyuga · 03-16-2007

I am an advocate of using debit cards as well. They basically serve the same functions as credit cards, with the added advantage that you will never have to worry about spending beyond your means.

inworx · 03-16-2007

I too use Debit Cards and when I need more than my balance, I insert my Credit Card into the slot!

**onlineexperts** · 03-19-2007

I also use debit cards, it really helped me in my spending sickness.

When I used to have a credit card, I tend to overspend, but when I started to use debit cards, it really made me spend only what I have.

**rant** · 03-22-2007

It is a good way to have discipline, by having a limit on what you can spend.

The only problem is you can't use your debit card in emergency cases.

quinda · 03-23-2007

I use debit cards these days, but I don't think they're as good as credit cards - they don't offer cashback, airmiles, or purchase protection, and they often aren't acceptable as a form of age verification.

I wish I was more organised with my finances so that I could get the benefits of credit cards again.

njoker555 · 03-23-2007

well its easier to take money out of a debit card, i have one from my bank when i first signed up for a checkings account, never used it, only credit cards so far.

redcow · 03-24-2007

The problem with debit cards is that they are not accepted widely on the internet.
Websites prefer to use credit cards instead.

dasha101 · 03-25-2007

I agree. Debit cards are not yet widely used for online transactions. But I think debit cards are great. It is a good replacement for credit card. You'll never experience debt. Thinking that you are spending your hard earned money, will give you some control on not spending the money wisely.

sood123 · 04-25-2007

Debit cards are better than the credit cards as you never have any risk of spending more than you can manage. But sometimes if you need a little bit more, then that is not possible on debit cards.

03-14-2007	#1 (permalink)
louj Banned Join Date: Mar 2007 Posts: 139 Rep Power: 0	Debit cards If you have been having trouble in using credit cards, why not try using debit cards instead. You can use it almost anywhere and you can only spend so much as you put in it and not a penny more. You can even use it in online transactions now.

03-23-2007	#7 (permalink)
njoker555 Senior Member Join Date: Feb 2007 Posts: 284 Rep Power: 2	well its easier to take money out of a debit card, i have one from my bank when i first signed up for a checkings account, never used it, only credit cards so far. __________________ Gamers Forum << PR3 Forum WebZ Junk Zone << PR3 Blog ZenPix Web Blog << Another PR3 Blog DUJT Webmaster Forum

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03-16-2007	#2 (permalink)
KHyuga Member Join Date: Mar 2007 Posts: 58 Rep Power: 2	I am an advocate of using debit cards as well. They basically serve the same functions as credit cards, with the added advantage that you will never have to worry about spending beyond your means.

03-16-2007	#3 (permalink)
inworx Senior Member Join Date: Mar 2007 Posts: 160 Rep Power: 2	I too use Debit Cards and when I need more than my balance, I insert my Credit Card into the slot!

03-19-2007	#4 (permalink)
onlineexperts Banned Join Date: Mar 2007 Posts: 111 Rep Power: 0	I also use debit cards, it really helped me in my spending sickness. When I used to have a credit card, I tend to overspend, but when I started to use debit cards, it really made me spend only what I have.

03-22-2007	#5 (permalink)
rant Banned Join Date: Mar 2007 Posts: 106 Rep Power: 0	It is a good way to have discipline, by having a limit on what you can spend. The only problem is you can't use your debit card in emergency cases.

03-23-2007	#6 (permalink)
quinda Junior Member Join Date: Mar 2007 Posts: 10 Rep Power: 0	I use debit cards these days, but I don't think they're as good as credit cards - they don't offer cashback, airmiles, or purchase protection, and they often aren't acceptable as a form of age verification. I wish I was more organised with my finances so that I could get the benefits of credit cards again.

03-24-2007	#8 (permalink)
redcow Member Join Date: Mar 2007 Posts: 60 Rep Power: 2	The problem with debit cards is that they are not accepted widely on the internet. Websites prefer to use credit cards instead.

03-25-2007	#9 (permalink)
dasha101 Senior Member Join Date: Feb 2007 Posts: 184 Rep Power: 2	I agree. Debit cards are not yet widely used for online transactions. But I think debit cards are great. It is a good replacement for credit card. You'll never experience debt. Thinking that you are spending your hard earned money, will give you some control on not spending the money wisely.

04-25-2007	#10 (permalink)
sood123 Senior Member Join Date: Apr 2007 Posts: 274 Rep Power: 2	Debit cards are better than the credit cards as you never have any risk of spending more than you can manage. But sometimes if you need a little bit more, then that is not possible on debit cards.

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