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Credit Card Debt Talk about all things related to credit card debt; share your stories, successes and tips.

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Old 05-06-2007   #1 (permalink)
Migga
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Default Any advice?

I just turned 18 a few months ago and I need to build up my credit does anyone know of any tips that I can use to go about doing this?
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Old 05-07-2007   #2 (permalink)
Fewski
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Quick search and found this:
9 ways to build a killer credit score -- MSN Money

There are some tips there that will be able to help you out building your credit score. Just remember, if you don't have enough money in your bank account, and you don't need the item, don't buy it!
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Old 06-08-2007   #3 (permalink)
peyton999
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If you wanna built some good credit scores , You need to have to pay all your bills on time and in return the bank would be providing you with its points.
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Old 06-22-2007   #4 (permalink)
aspire
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Let your common sense prevail over your temptations to use loans and credit cards. Debt of any kind must be used selectively and wisely
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Old 06-22-2007   #5 (permalink)
creativity
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If you really wanna built a good score you must pay all your pending bills on time and in return the bank will be offering you with various schemes and points.
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Old 10-13-2007   #6 (permalink)
Deirdre
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Until you are paying bills addressed to you then your credit rating will be normal.

When people take on things like credit cards, utility bills and loans and mortgages then their credit rating starts operating.

Ensure that you pay all your utilities on time do not be late or miss payments.

Your credit rating should remain good unless you miss payments on a regular basis and take out many loans and credit cards.
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Old 02-02-2008   #7 (permalink)
apples
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Practice the habit of paying on time and spending within your capacity. Honor your payables and avoid issuing checks which you can't afford to fund.
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Old 02-05-2008   #8 (permalink)
kereta06
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For my advise , dont buy anythings by credit . If you have money, buy it for cash. Or you can pay by credit card and then pay the credit before the due date. Its not make any charge of that
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