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What is a chargeback? What is a chargeback?
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Old 03-11-2007   #1 (permalink)
MaryMary
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Default What is a chargeback?
A chargeback is what happens when a merchant has to issue a credit into one of their credit card holder's accounts for one reason or another.

Most chargebacks are first started by the card holder after seeing a mistake on the statement.

Chargebacks are also used when a customer does not receive the goods that they purchased. When this happens, a chargeback will reverse the payment from the merchant back to the card holder's account
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Old 03-11-2007   #2 (permalink)
smarty
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Hey Thanks for informing

Though most of us know about it and thats why w have joined the forum
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Old 03-11-2007   #3 (permalink)
MaryMary
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Quote:
Originally Posted by smarty View Post
Hey Thanks for informing

Though most of us know about it and thats why w have joined the forum
I see why they call you smarty...

I thought that maybe someone seeking information on what a chargeback was might find these posts helpful.

I'm sure there are plenty of people (guests) lurking around who may not know. This information was for them.

Not for you to just run up the post count.

I was actually trying to give some useful information
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Old 03-11-2007   #4 (permalink)
nehasood3
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Cool
marymary these are just like basics
which are already understood by the consumers so no need to pull smrty's leg
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Old 03-11-2007   #5 (permalink)
inworx
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Quote:
Originally Posted by MaryMary View Post
A chargeback is what happens when a merchant has to issue a credit into one of their credit card holder's accounts for one reason or another.

Most chargebacks are first started by the card holder after seeing a mistake on the statement.

Chargebacks are also used when a customer does not receive the goods that they purchased. When this happens, a chargeback will reverse the payment from the merchant back to the card holder's account
In addition, they are mostly done when people are scammed by sending payment for virtual item or a service.

Some banks do take a fee to do chargeback. Also, that needs to be done within 30 days after the issue of statement(In most banks)
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Old 03-12-2007   #6 (permalink)
010081
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oh got some hints was really interested in these stuffs.thankx for sharing.hope i learn more.
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Old 03-12-2007   #7 (permalink)
inworx
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yeah. Sure you'll learn more from here

Chargeback - Wikipedia, the free encyclopedia
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Old 03-12-2007   #8 (permalink)
webspider2005
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Chargeback is all about protecting consumers from possible credit card frauds. It may not be mutually beneficial for the consumer and merchant because responding to chargeback entails cost on the part of the merchant.
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Web Help!
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Old 03-13-2007   #9 (permalink)
intex
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Hey thnx for this info. because I was wondering about forum name. I just understand here I will get knowledge about all fraud, scam site but I know real meaning.

Thnx
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Old 03-14-2007   #10 (permalink)
nehasood3
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yeah , u know more abt the charge back thru the wikipidea or the site which is totally related to this charge back

www.thefreedictionary.com/Back+charge
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