gryffin

hello

i have always been curious about this paypal dispute process, let me set up a senario


1. i recieve $100
2. i transfer $75 this to bank account
3. therefore i have $25 paypal balance
4. dispute is setup for the $100 by the other party, either for wrong item type or invalid access


so does paypal just give them the $25? or do they enter into my bank account and take the $75

i have always been curious what happens here, as from a buyers side i want to know just by transfering funds out can the seller avoid the process of disputes which is quite a loophole

thanks

gryffin

also, i heard there were ways to protect against chargebacks with paypal if you are a seller of virtual goods, such as creating an invoice

is that true? as you can state exactly that the item is virtual so paypal can easily see that and invalidate the dispute of the buyer

thanks

Jerlene

They take the $25 from your PayPal account. If you fail to present the rest within a certain amount of time, your Paypal account is locked till payment is received and/or the dispute is settled.

You can create invoices by clicking the "Create an Invoice"(lol) link at the top of your menu. PayPal doesn't have any protection against virtual goods at all so it could go either way.

__________________
Jerlene | Smoke Site
DNLodge.com
manual Directory Submission Service

serge111

they will go into your bank account and withdraw the funds if they can. paypal is a scam, and we don't deal with them anymore and I would suggest to everyone to do the same. don't ever give paypal access to your bank account or your credit card. if paypal made an unauthorized withdrawal, call your bank and tell them it's unauthorized and they will give you your money back, however you have to file the right form.

__________________
http://www.reportchargeback.com

willyoumind

So, it's better to avoid yourself to be involved in the disputes, as it will only causing a lot of troubles to your paypal account in the end!

ToP_Designer

Well, as long as in this case, paypal will put a -ve fund on your account , IF you have added your bank they will ask to return the money, Incase if you lost the case , otherwise its all safe .

darley

Why not just avoid getting yourself into a dispute? Try not ripping off your customers... I was in one dispute before, and I was the buyer. I never received what I paid for, and PayPal took care of that.

SkyDiver

Read your PayPal agreement carefully. PayPal will attempt to obtain the money you owe them via your registered bank account. If they cannot obtain the money that way, they will restrict your account and hound you for the money. If the amount is large enough, they will give it to a collection agency who will go after you.

Also, in card not present transactions for virtual goods, the merchant loses 99.999% of the time. Creating an invoice is useless and will not help you at all.