Have you used chargebacks before?

thebookish · 03-14-2007

Have you used them before, what was it for and what was the company?

I have never used it before so I want to read your experience.

nehasood3 · 03-14-2007

yeah i myself have neber experienced it before so i would also request all you people to please share your experiences here with us so that we all can learn!

joy99 · 03-14-2007

Hey guys! A chargeback is when you tell your credit card company that you did NOT make or authorize a debit to your credit card account. You dispute something you see on your bill and they take the money away from the merchant that charged you and they give the money back to your account. The merchant has to PROOVE that you made that purchase by providing signatures, dates, receipts, etc. DANG, what a hassle all that is (I'm guessing). I've never had to do this (as far as I remember)

clookid · 03-22-2007

I have used a charge back for a Paypal transaction. I signed up for a trial offer for eBooks and did not receive any eBooks during that time period. I forgot to cancel the subscription so once I saw that I had been charged for the first month, I charged back the payment!

KHyuga · 03-22-2007

Quote:

Originally Posted by clookid

I have used a charge back for a Paypal transaction. I signed up for a trial offer for eBooks and did not receive any eBooks during that time period. I forgot to cancel the subscription so once I saw that I had been charged for the first month, I charged back the payment!

Well, I'm glad that you managed to get your money back successfully.
This is not always the case with other people. The situation can get tricky sometimes, especially when the counterparty has already emptied his or her paypal account.

clookid · 03-23-2007

Quote:

Originally Posted by KHyuga

Well, I'm glad that you managed to get your money back successfully.
This is not always the case with other people. The situation can get tricky sometimes, especially when the counterparty has already emptied his or her paypal account.

Precisely, I thought he would have argued a little more than he did! I sent one message and got the payment back!

Aragorn · 03-25-2007

I have never used charge back. I almost had to do it a few days back. Luckily the transaction went ok, atlast.

**louj** · 03-26-2007

Luckily for me, I haven't got the chance to use it. I've always checked the products and sellers that I would like to buy and buy from before I make the transaction.

**onlineexperts** · 03-28-2007

My friends have chargebacks often, but I haven't. I usually purchase my products through a trusted seller and some are personal friends as well. I think it is necessary to establish rapport in everything you do so that you will be able to win the trust of people. But one thing is for sure though, there will always be scums that would always defraud you anytime they can. So the very best way is to always be on your guard and always read everything you can regarding anything about your business.

Rajatoo9 · 03-31-2007

I used Chargeback around 3 times ...
All for Digital items ..
1.Sold me a Illegal Script
2.Given Money for a Work which didn't completed.
3.Item never received.

And luckily and got my money back with all 3 chargebacks

Regards,
Rajat

03-14-2007	#1 (permalink)
thebookish Member Join Date: Mar 2007 Posts: 32 Rep Power: 0	Have you used chargebacks before? Have you used them before, what was it for and what was the company? I have never used it before so I want to read your experience.

03-14-2007	#3 (permalink)
joy99 Junior Member Join Date: Mar 2007 Location: usa Posts: 11 Rep Power: 0	A Dispute on Your Credit Card Statement to Initiate Chargeback Hey guys! A chargeback is when you tell your credit card company that you did NOT make or authorize a debit to your credit card account. You dispute something you see on your bill and they take the money away from the merchant that charged you and they give the money back to your account. The merchant has to PROOVE that you made that purchase by providing signatures, dates, receipts, etc. DANG, what a hassle all that is (I'm guessing). I've never had to do this (as far as I remember) __________________ http://online-prayer.joygoround.com

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03-14-2007	#2 (permalink)
nehasood3 Junior Member Join Date: Mar 2007 Posts: 24 Rep Power: 0	yeah i myself have neber experienced it before so i would also request all you people to please share your experiences here with us so that we all can learn!

03-22-2007	#4 (permalink)
clookid Senior Member Join Date: Mar 2007 Posts: 100 Rep Power: 2	I have used a charge back for a Paypal transaction. I signed up for a trial offer for eBooks and did not receive any eBooks during that time period. I forgot to cancel the subscription so once I saw that I had been charged for the first month, I charged back the payment!

03-25-2007	#7 (permalink)
Aragorn Junior Member Join Date: Mar 2007 Posts: 21 Rep Power: 0	I have never used charge back. I almost had to do it a few days back. Luckily the transaction went ok, atlast.

03-26-2007	#8 (permalink)
louj Banned Join Date: Mar 2007 Posts: 139 Rep Power: 0	Luckily for me, I haven't got the chance to use it. I've always checked the products and sellers that I would like to buy and buy from before I make the transaction.

03-28-2007	#9 (permalink)
onlineexperts Banned Join Date: Mar 2007 Posts: 111 Rep Power: 0	My friends have chargebacks often, but I haven't. I usually purchase my products through a trusted seller and some are personal friends as well. I think it is necessary to establish rapport in everything you do so that you will be able to win the trust of people. But one thing is for sure though, there will always be scums that would always defraud you anytime they can. So the very best way is to always be on your guard and always read everything you can regarding anything about your business.

03-31-2007	#10 (permalink)
Rajatoo9 Junior Member Join Date: Mar 2007 Posts: 14 Rep Power: 0	I used Chargeback around 3 times ... All for Digital items .. 1.Sold me a Illegal Script 2.Given Money for a Work which didn't completed. 3.Item never received. And luckily and got my money back with all 3 chargebacks Regards, Rajat

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