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Thread: chargeback-proof BINs?

  1. #1
    Junior Member alf777 is on a distinguished road
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    chargeback-proof BINs?

    Depending on the issuers terms and conditions, some BINs do not have regular chargeback rights for the card holder (i.e. debit cards, virtual cards, gift card..). At least not for the most problematic reason codes like "Fraud", "Cardholder not authorized" etc.

    I have seen BINs in our system on which we have processed several hundred different cards, totalling several thousands of transactions and we have not received a single chargeback. (and I'm a high risk merchant..)

    Has anyone ever thought about preparing a list of chargeback-proof BINs by running some statistical analysis on actual processed volume?
    I guess you'll need to do this at PSP level (or be a tier 1 merchant) to have sufficient data for such an analysis.

    Is there anything like this out there?

  2. #2
    Junior Member t2rodriguez is on a distinguished road
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    Hello,

    My name is Tony Rodriguez and I am with Clear2Pay Americas based in Dallas, Texas. I'm new to this forum and just getting familiar with it so be patience while I get use to this. If anyone needs help with chargeback, have any questions or your company is taking liability, lets discuss about a how to get a CBK solution. Let me know.

  3. #3
    Member rachael24 is on a distinguished road
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    Hello Tony, do you have a website I can take a look at?
    Recent college graduate with a debt consolidation concentration in finance.

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