Just come across this website after searching for information in chargebacks.
Just wondering if anyone can help me.
I tried selling my phone on ebay about 2months ago, It sold to someone in India. I had stated UK only and sent him an email explaining this.. he also had no feedback. He assured me he wasn't a scammer and sent me the money immediately through paypal to prove to me he wasn't a scammer. So I thought I would wait until the money had cleared to my bank account and then send the phone. Looking on ebay forums though it explained how buyers can use stolen credit cards, and when you have sent the item a few months down the line there is a chargeback and u lose item and money. Anyway after having my doubts i emailed him to say I wasn't happy sending the phone abroad.. etc. He didn't reply for about a wk then came back to me saying that was fine if I didn't want to send the phone.
SO I tried refunding him via paypal and it said I was unable to as he did not have a credit card registered to his account. I emailed him to say I couldn't refund him via paypal and how did he want me to refund the money. He has never answered me back.. suggesting it was a stolen credit card. Now I have £120 in my paypal which I am not touching. I was wondering is there a timescale for chargebacks?? and after so long can I just take the money out??