I ordered something on eBay and paid by credit card. The seller has no return policy.
The item will be ship in 1 month. On the next day after I ordered, I immediately contact the seller to cancel the order, but he refused to cancel the transaction and won't issue a refund no matter what.
If I file a chargeback now before the item is shipped, will the credit card company think it is a buyer remorse and rule in the seller's favor?
Or should I wait until the seller ship the item and I refuse to accept the item and then file the chargeback?