We are an online retailer and currently experience a very low (under 1%) chargeback rate. But occasionally we see orders come through that look suspicious to us and that we would like to manually verify via an online interface. So what we are really looking for is chargeback insurance on a case by case basis. We’d like to log in, run the transaction and if we get a “Thumbs Up” know that that transaction would be reimbursed if it became a chargeback. We are not opposed to a complete fraud protection system if the price were reasonable, but we would like to do it selectively.
Does anyone know of companies that do this?