Credit Cards have there advantages over debit cards.
With a debit card you are limited to the funds you have in your account and your overdraft protection(which can be costly).
With a credit card you can fund your normal life in the event you cannot work or have an emergency need for cash and have no other way of funding it.
We got into credit card debt a few years back when I was pregnant with our 3rd child. I couldn't let our house payment or utilities fall behind so I used the credit cards to fund anything we couldn't afford at the time. But once you fall behind it becomes almost impossible to dig your way back out. Unless you hit the lottery or something. lol |