Call Your Creditors to Lower Interest Rate Don't be afraid to call your creditors and ask them to lower your interest rate. Many will without a fight but most of the time you will have to ask to talk with their supervisor and then ask for their supervisor. Just don't give up! Keep asking. If they continue to tell you no, ask them why and then work to correct the problem and call them back.
Scott Bilker wrote a great book about it called Talk Your Way out of Credit Card Debt
It is a great read for anyone struggling with calling their creditors. |