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Old 03-29-2007   #3 (permalink)
CardinalCommerce
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3D Secure is the generic term for Visa and MasterCard's Payer Authentication programs. Individually they are called Verified by Visa and MasterCard SecureCode.

By becoming a Verified by Visa merchant Visa and your bank will lower your procesing rates. You will also no longer be liable for fraudulent related chargebacks.

By becoming a MasterCard SecureCode merchant you will also recieve a dramtically lower rate and eliminate yourself of fraudulent related chargebacks on enrolled cardholders.
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