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Originally Posted by chargebacks  Well, you are talking about the difference between retail and ecommerce. Getting a retail merchant account is very easy, typically a 99.99% approval rating on average, whereas ecommerce is typically a 90% to 98% approval rate, depending on the product, history of the business and history of the site owners. |
I think getting e-commerce is more difficult than normal merchant accounts because there is more vulnerability and frauds involved .