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Originally Posted by forumguy  I would suggest you to not go for credit card on the first instance. But if you are in need of a credit card, i would suggest you to never carry it with you wherever you go, especially shopping. Use it only on what you need and not on what you want. |
I certainly agree with you. use of credit cards should be made only on need. There is no argument on it. I liked your suggestion.Thanks for sharing it.